Financial Aid  >  Types of aid  >  Loan Programs  >  Direct Loan Interest Rates

Interest rates for Federal Direct Student Loans by year

Loan Disbursement Period

Federal Direct Subsidized

Loans

for Undergraduate students only

 

 

 

Federal Direct Unsubsidized Loans

For

 Undergraduate students only

 

 

Federal Direct Subsidized

Loans

for

 Graduate / Professional  students only

Federal Direct Unsubsidized

Loans

for

Graduate / Professional  students only

 

 

Federal

Direct Parent *PLUS or Grad PLUS

July 1, 2014 - June 30, 2015

4.66%

4.66%

Not available per Dept. of Education

6.21%

7.21%

July 1, 2013 June 30, 2014

3.86%

3.86%

Not available per Dept. of Education

5.41%

6.41%

July 1, 2012 June 30, 2013

3.4%

6.8%

Not available per Dept. of Education

6.8%

7.9%

July 1, 2011 June 30, 2012

3.4%

6.8%

6.8%

6.8%

7.9%

July 1, 2010 June 30, 2011

4.5%

6.8%

6.8%

6.8%

7.9%

July 1, 2009 June 30, 2010

5.6%

6.8%

6.8%

6.8%

7.9%

July 1, 2008 June 30, 2009

6.0%

6.8%

6.8%

6.8%

7.9%

July 1, 2007 June 30, 2008

6.8%

6.8%

6.8%

6.8%

7.9%

July 1, 2006 June 30, 2007

6.8%

6.8%

6.8%

6.8%

7.9%

The lender will also withhold a loan origination fee each disbursement. See the Direct Loan Program Guide for rates.

 

* For FFELP PLUS Loans prior to 2010-11, the interest rate was 8.5%.

 


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