Financial Literacy
Financial Literacy Resources
Let's face it, you are busy...really busy with school and life. It's hard to think about money matters with so much going on. But it is important to remember that the financial habits you develop now could affect your future finances.
Creighton University recently conducted a survey of undergraduate students. One of the questions asked was "How would you describe your financial health?" The choices were:
- I'm in good shape
- I'm a little flabby
- I'm seriously out of shape.
Over 1000 students responded, 46% considered themselves "a little flabby" and 9% believed they were "seriously out of shape". While 45% thought they were in good shape, we all may need to tone up a bit or train a little harder to help reach our financial goals. How would you describe your financial health?
Whether it is our physical, nutritional, or spiritual health, there may be other choices we can make to take better care of ourselves. When it comes to our financial health, there may be better ways to manage our money. We are not implying you don't know anything about money.
Our goal is to provide you with the tools and resources to help build your knowledge, to help you understand your finances, and to help develop or define your money management skills. We believe this information to be of value, it is not intended to be an all inclusive listing of resources.
Take Charge of Your Money By Learning More About . . .
- What Financial Literacy means.
- A Spending Plan. Budgeting does not have to be a dirty word! It may be easier to manage your money when you have a plan so that you know where your money goes, instead of wondering where it goes.
- The Good and Bad of Using Credit Cards. Responsible use of credit cards can help build a good credit history. They are convenient to use, but are not a source of additional income. There can be expensive fees and interest charges if bills are not paid on time.
- Why a good Credit Score is just as important as your academic GPA. Think of your score as your financial GPA. The higher the score, the better. It takes time to build a good score so it's important to get started on the right foot.
- Identity Theft, the fastest growing crime in America according to the Federal Trade Commission. Learn how to protect your personal information.
Financial Avenue - The Road to Smarter Money Management
From budgeting to credit cards to banking, credit history and insurance, you'll learn what you need to know as soon as you head down this road. You can choose from courses, videos, activities or articles. Sponsored by Inceptia and it's free.
Begin your journey with Financial Avenue.
More Resources
- Achieve Financial Success - Make your education and financial goals a reality.
- Bankrate - A comprehensive website with financial information, including college financing, debt management and credit card options.
- Budgeting 101 - How to develop good financial habits.
- Cash Course - The National Endowment for Financial Education provides tips, tools, quizzes, software, and more financial basics for students.
- Great Advice for Grads "What you didn't learn about finance growing up, what I wish I would have known, living the dream on a dime, and more."
- Guide to Tax Season for College Students
- Live Life Smart Guide - Helpful Tips to Manage your Student Loans.
- Mapping Your Future - 12 Step Guide to Financial Success and Other Money Management Resources.
- MyMoney - The U.S Government's website dedicated to teaching financial education.
- Smart About Money - Dedicated to helping you make sound financial decisions throughout life's ups and downs.
- Check out Practical Money Skills and more games.
- 360 degrees of Financial Literacy