Get Fit Financially - Financial Literacy Resources
Let’s face it, you are busy …… really busy with school and life. It’s hard to think about money matters with so much going on. But it's important to remember that the financial habits you develop now could affect your future finances.
We are not implying you don’t know anything about money. Our goal is to provide you with the tools and resources to help build your knowledge, to help you understand your finances, and to help develop or define your money management skills.
Charles Schwab & Co., Inc. recently conducted a Young Adults & Money Survey. The survey found that 55% of young adults ages 23 - 28 described their financial health as “a little flabby” and another 27% described themselves as “seriously out of shape.” This group also said “making better choices about managing money is the single most important issue to act on.”
Whether it is our physical, nutritional, or spiritual health, there may be other choices we can make to take better care of ourselves. When it comes to our financial health, there may be better ways to manage our money. Financial literacy resources are provided here to give basic money management information as a starting point for financial education. While we believe this information to be of value, it is not intended to be an all inclusive listing of resources.”
Click on the scale to learn how to avoid the Freshman 15 (common financial mistakes).
Take charge of your money by learning more about . . .
- A Spending Plan. “Budgeting” does not have to be a dirty word! It may be easier to manage your money when you have a plan.
- The Good and Bad of Using Credit Cards. Responsible use of credit cards can help build a good credit history. They are convenient to use, but are not a source of additional income.
- Why a good Credit Score is just as important as your academic GPA. Think of your score as your “financial” GPA. The higher the score, the better.
- Identity Theft is the fastest growing crime in America according to the Federal Trade Commission.
- Be ready for student loan repayment after you graduate. There have been many changes in Federal regulations and repayment plans.
Click on this logo.
Cash Course is a website maintained by the National Endowment for Financial Education that provides college students a wealth of information about Financial Basics, Paying for College, College Life, World of Work, and Economic Survival Tips. Cash Course also includes interactive financial tools, including fun quizzes and budgeting software.
Financial Avenue -the road to smarter money management
From budgeting to credit cards to banking, credit history and insurance, you’ll learn what you need to know as soon as you head down this road. You can choose which options work best for you:
+10 mini modules , approximately 10-15 minutes each
+ 6 courses, approximately 30 minutes each including a pre-test and post test
And it’s all free! Begin your journey here and come back often.
- About.com - Browse through many topics, such as how to save money and make the most of it.
- Achieve Financial Success - Make your education and financial goals a reality.
- Bankrate - A comprehensive website with financial information, including college financing, debt management and credit card options.
- Federal Deposit Insurance Corporation - Listen to "Money Smart" podcasts.
- Federal Reserve Board - Provides consumer information.
- Federal Trade Commission - The government's consumer protection agency.
- FICO score is a widely used credit scoring model that creditors and lenders may use to ask "If I give you a credit card or loan, how likely is it that I will get paid back on time?"
- Financial IQ - Credit rating smarts, money smarts, tax smarts and more.
- HandsOnBanking - Free 24/7 access to online financial courses that are self paced.
- Live Life Smart Guide - Helpful Tips to Maqnage your Student Loans.
- Mapping Your Future - 12 Step Guide to Financial Success and Other Money Management Resources.
- Money Saving Strategies: Ways to cut down expenses to get your budget back in the black.
- Money Mondays live webinar schedule.
- Recorded Money Mondays webinars.
- MyMoney - The U.S Government's website dedicated to teaching financial education.
- National Financial Credit Counseling Association - Financial Education topics including how to find a credit counselor.
- Smart About Money - Dedicated to helping you make sound financial decisions throughout life's ups and downs.
- Visa's Financial Soccer - Learn financial concepts with this interactive game.
- Check out Practical Money Skills and more games.
- 360 degrees of financial literacy
Schedule a meeting
To request a meeting with your group or to meet individually, contact:
Assistant Director of Financial Aid
Harper Center rm 2040