Financial Literacy
Let’s face it, you are busy …… really busy with school and life. It’s hard to think about money matters with so much going on. But it's important to remember that the financial habits you develop now could affect your future finances.
We are not implying you don’t know anything about money. Our goal is to provide you with the tools and resources to help build your knowledge, to help you understand your finances, and to help develop or define your money management skills. 
Charles Schwab & Co., Inc. recently conducted a Young Adults & Money Survey. The survey found that 55% of young adults ages 23 - 28 described their financial health as “a little flabby” and another 27% described themselves as “seriously out of shape.” This group also said “making better choices about managing money is the single most important issue to act on.”
Whether it is our physical, nutritional, or spiritual health, there may be other choices we can make to take better care of ourselves. When it comes to our financial health, there may be better ways to manage our money. Financial literacy resources are provided here to give basic money management information as a starting point for financial education. While we believe this information to be of value, it is not intended to be an all inclusive listing of resources.”
Take charge of your money by learning more about . . .
- A Spending Plan. “Budgeting” does not have to be a dirty word! It may be easier to manage your money when you have a plan.
- The Good and Bad of Using Credit Cards. Responsible use of credit cards can help build a good credit history. They are convenient to use, but are not a source of additional income.
- Why a good Credit Score is just as important as your academic GPA. Think of your score as your “financial” GPA. The higher the score, the better.
- Identity Theft is the fastest growing crime in America according to the Federal Trade Commission.
- Be ready for student loan repayment after you graduate. There have been many changes in Federal regulations and repayment plans.
- Money management articles. Check back often for updates.
Click on the box!
Cash Course is a website maintained by the National Endowment for Financial Education that provides college students a wealth of information about Financial Basics, Paying for College, College Life, World of Work, and Economic Survival Tips. Cash Course also includes interactive financial tools, including fun quizzes and budgeting software.
Want to make the most of your money? View these short videos on topics that will help!
Mini Modules that can help you manage your $$
NEW! The TG Learning Center is offering free 15-minute mini modules on money management. Simply log in under the Students, Families and Borrowers section to learn more about:
• Needs and Wants: Prioritizing what counts • Monitoring Spending: Keeping it real• Spending Plans: Meeting goals the simple way • Setting Goals: Getting there • Credit Basics: How money works • Managing Credit: Priorities and pitfalls • Solving Debt Problems: Strategies and solutions • Saving and Investing: Risks and returns • Employee Compensation: Beyond salary • Employee Benefits: More than a paycheck
Financial Literacy videos
- Get Your Bucks in a Row Hear about real money issues in a short YouTube Video from the Financial Aid Office.
- Credit Card Debt A recent graduate reflects on how she could have handled her finances differently.
- Take Charge of Your Finances . . . before your finances take charge of you! How Graduate School and University College students can learn more about budgeting, credit cards, credit score, savings, and student loan repayment.
- College Credit for Life Students discuss the responsible and not so responsible use of credit.
More Resources
- About.com - Browse through many topics, such as how to save money and make the most of it.
- Achieve Financial Success - Make your education and financial goals a reality.
- Bankrate - A comprehensive website with financial information, including college financing, debt management and credit card options.
- Federal Deposit Insurance Corporation - Listen to "Money Smart" podcasts.
- Federal Reserve Board - Provides consumer information.
- Federal Trade Commission - The government's consumer protection agency.
- Financial IQ - Credit rating smarts, money smarts, tax smarts and more.
- HandsOnBanking - Free 24/7 access to online financial courses that are self paced.
- Live Life Smart Guide - Helpful Tips to Maqnage your Student Loans.
- Mapping Your Future - 12 Step Guide to Financial Success and Other Money Management Resources.
- Money Saving Strategies: Ways to cut down expenses to get your budget back in the black.
- Money Monday webinars.
- MyMoney - The U.S Government's website dedicated to teaching financial education.
- National Financial Credit Counseling Association - Financial Education topics including how to find a credit counselor.
- Smart About Money - Dedicated to helping you make sound financial decisions throughout life's ups and downs.
- Visa's Financial Soccer - Learn financial concepts with this interactive game.
- Check out Practical Money Skills and more games.
- 360 degrees of financial literacy
Schedule a meeting
| To request a meeting with your group or to meet individually, contact: Dean Obenauer Assistant Director of Financial Aid Harper Center rm 2040 402-280-2731 deanobenauer@creighton.edu |
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