Creighton University :: Financial Aid: Direct Loan Limits

Financial Aid > Types of aid > Loan Programs > Direct Loan Limits

Dependent Students ( Except Students Whose Parents Cannot Borrow a PLUS Loan)	Maximum subsidized amount	Additional unsubsidized loan amount	Maximum combined sub/unsub loan eligibility
Freshmen (0-23 hours)	$3,500	$2,000	$5,500
Sophomores (24-59 hours)	$4,500	$2,000	$6,500
Juniors (60-95 hours)	$5,500	$2,000	$7.500
Seniors* (96-128 hours)	$5,500	$2,000	$7,500

*Seniors who graduate in December are only eligible for 1/2 the annual loan limit amount.

Independent Undergraduate Students and Dependent Students Whose Parents Cannot Borrow a PLUS loan	Maximum Subsidized amount	Additional unsubsidized loan amount	Maximum combined sub/unsub loan eligibility
Freshmen (0-23 hours)	$3,500	$6,000	$9,500
Sophomores (24-59 hours)	$4,500	$6,000	$10,500
Juniors (60-95 hours)	$5,500	$7,000	$12,500
Seniors** (96-128 hours)	$5,500	$7,000	$12,500

**Seniors who graduate in December are only eligible for 1/2 the annual loan limit amount.

Graduate and Professional School Students	Maximum Subsidized amount *	Maximum unsubsidized loan amount
Graduate, Law, Physical Therapy and Occupational Therapy Students	zero	$20,500
Pharmacy Students	zero	$33,000
Medical and Dental Students	zero	$40,500

* For loans disbursed after July 1, 2012, grad / professional students no longer qualify for subsidized loans.

Dependent Undergraduate	$23,000 Subsidized $31,000 Sub/unsub combined
Independent Undergraduate	$23,000 Subsidized $57,500 Sub/unsub combined
Graduate, Law, Physical Therapy, Occupational Therapy	$65,500 Subsidized $138,500 Sub/unsub combined
Medical, Dental, Pharmacy	$65,500 Subsidized $224,000 Sub/unsub combined

Creighton University