If you leave Creighton University or a covered dependent is no longer eligible, you have the option to continue medical coverage and dental and/or vision coverage through the continuation provisions of the Consolidated Omnibus Budget Reconciliation Act (COBRA). The Plan contracts with ADP to administer COBRA continuation. Eligible participants will be mailed information regarding their options to continue coverage.
You and your eligible dependent(s) will be responsible for both the employee portion of the premium and the amount that was previously paid for by the University, plus a 2% administrative fee. The Notice of Enrollment letter sent to you and your qualifying dependent(s) will include the actual cost for COBRA coverage.
The duration of your COBRA coverage depends on the reason for the COBRA qualifying event.
Duration of COBRA Coverage
If you or your eligible dependent(s) elect COBRA coverage due to your termination of employment, or you become no longer eligible as your employment status changes, you may be entitled to up to 29 months of COBRA coverage. The 29-month COBRA coverage period begins on the 1st of the month following your termination or your benefit eligible status changes. The disability extension only applies if all of the following conditions are met:
The Social Security Administration determined that you and or your dependent is disabled; and you notify PayFlex that you have received notice from the Social Security Administration that they have deemed you or your dependent disabled within 60 days of the determination or the qualifying event and submit a copy to the Plan administrator.
If you have questions regarding COBRA, please contact ADP toll free at: 800-526-2720.