Group Short Term Disability insurance is available to all benefit-eligible employees and is 100% employee paid. Eligibility begins on the first of the month following employment and rates are calculated based on salary. Benefits begin after a 14-day elimination period and are paid weekly at 67% of your before-tax earnings.
Group Long Term Disability insurance is 100% employer paid for all active benefit-eligible employees. Eligibility begins on the the first day of the month following employment date.
The monthly income benefit is 60% of basic monthly earnings in effect on the day of total disability and benefits begin after a 90-day elimination period.