Economic Outlook

Recent Survey Results

Mid-America Business Conditions Falls Again: Almost One of Five Manufacturers Expect Layoffs in Next Six Months

October survey results at a glance:

* For a third straight month, the regionís overall index moved below growth neutral 50.0.
* Employment index plummets below growth neutral for a second consecutive month.
* Wholesale inflation gauge drops to its lowest level since May 2009.
* Strong U.S. dollar and global economic weakness push new export orders into negative territory.

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Rural Mainstreet Index Falls to Growth Neutral for Third Straight Month: Retail Sales Fall, Home Sales Healthy

November Survey Results at a Glance:

* For a third straight month, the Rural Mainstreet Index fell below growth neutral.
* Retail sales continue to fall as housing purchases remain healthy.
* Bankers estimate that Dodd-Frank has increased compliance costs by 34 percent since 2010.
* Approximately 17 percent of bankers indicated that new regulations have caused their bank to either abandon or cut back on certain types of loans.

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