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Educational Loans

Different from a grant or scholarship, a loan is money borrowed from the federal government or a private source like a bank or financial institution, and it must be paid back with interest. Eligibility, terms and interest rates vary based on the loan type.

Direct loans are made directly from the U.S. Department of Education and are awarded as part of your total award package. 

Graduate and professional students may be eligible for Federal Direct Unsubsidized Loans and Federal Direct Grad PLUS Loans, health professions loans and private loans. 

Undergraduate students may fund their education with federal direct loans (subsidized, unsubsidized and PLUS), private loans, the Creighton Undergraduate Institutional Loan Program and the Federal Nursing Loans. 

Alternative loans are non-federal, private loans provided by commercial lenders. 

Resources and Next Steps

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