Vol Life

Voluntary Life Insurance

To provide added financial stability to your family's future, you may enroll in additional life insurance coverage for yourself, your spouse, and your child(ren).  This benefit is 100% employee paid and is open for enrollment throughout the year since deductions are made post tax.  Benefits are effective the first of the month following your date of hire.

Voluntary Term Life Options

Guaranteed Issue Amount

Minimum Benefit Coverage

Maximum Benefit Coverage


Employee Life




$10,000 increments, not to exceed 5 times salary

Spouse Life




$5,000 increments; but no more than 50% of employee’s coverage

Dependent Life




Choose a benefit in $2,000 increments up to $10,000 for all enrolled children

Employee and spouse premiums are based on age, so refer to your new hire enrollment worksheet for personalized information. Rates increase as you age. Spouse coverage is limited to half of the employee’s election; if you elect $60,000 of coverage, your spouse could elect up to $30,000 of coverage. You must elect coverage in order to elect spouse or dependent coverage. If both spouses work for Creighton, dual coverage is NOT allowed (you cannot cover your spouse, and they cannot cover you).

Dependent Life Insurance

For dependents up to age 26 coverage ranges from $2,000 to $10,000. Coverage is a flat amount and not based on the number of enrolled children, so you can cover one or more children for the same cost per pay period as if you only needed to cover one child. Underwriting is not required for dependents.

How/when can I enroll?

You can enroll at any time by logging into MyCreighton, then clicking on the Employee Benefits icon to be directed to the ADP portal. Enrollment after your initial hire election period will require completion of an Evidence of Insurability and subsequent underwriting approval.

Reference Group # G000 20W8

When can I change my elections?

Because this benefit uses after-tax deductions, you can enroll, increase, decrease, or cancel your coverage at any time. After your initial new hire elections, to enroll or increase coverage you would require approval after completing an Evidence of Insurability. You may increase coverage in multiples of $10,000, not to exceed five times your annual salary. The additional insurance coverage will not go into effect until the insurance company has approved the additional coverage.  

If you have a qualifying status change or you transfer into a benefit-eligible position, you may elect coverage for yourself or any newly eligible dependents within 31 days of the event. Documentation may be required for newly eligible dependents.

Summary Plan Description and Forms

Voluntary Group Life Certificate Summary (PDF)

Voluntary Group Life Insurance SPD (PDF)

Evidence of Insurability Form (PDF) - reference Group #G000 20W8

Online Evidence of Insurability Form - reference Group #G000 20W8