Short Term and Long Term Disability

Short Term Disability (STD)

Group Short Term Disability insurance is available to all benefit-eligible employees and is 100% employee paid.  Eligibility begins on the first of the month following employment and rates are calculated based on salary.  Benefits begin after a 14-day elimination period and are paid weekly at 67% of your before-tax earnings.

Summary of Coverage

Short Term Disability Benefits (SPD)

Short Term Disability Claim Form

Long Term Disability (LTD)

Group Long Term Disability insurance is 100% employer paid for all active benefit-eligible employees.  Eligibility begins on the the first day of the month following employment date. 

The monthly income benefit is 60% of basic monthly earnings in effect on the day of total disability and benefits begin after a 90-day elimination period.

Summary of Coverage

Long Term Disability Benefits (SPD)

Long Term Disability Claim Form

House Staff LTD Summary

House Staff Group Disability Insurance Summary

House Staff Group Disability Insurance Summary Plan Description (SPD)