Short Term and Long Term Disability

Short Term Disability (STD)

Group Short Term Disability insurance is available to all benefit-eligible employees and is 100% employee paid.  Eligibility begins on the first of the month following employment and rates are calculated based on salary.  Benefits begin after a 14-day elimination period and are paid weekly at 67% of your before-tax earnings.

Summary of Coverage

Short Term Disability Benefits (SPD)

Short Term Disability Claim Form

Long Term Disability (LTD)

Group Long Term Disability insurance is 100% employer paid for all active benefit-eligible employees.  Eligibility begins on the the first day of the month following employment date. 

The monthly income benefit is 60% of basic monthly earnings in effect on the day of total disability and benefits begin after a 90-day elimination period.

Summary of Coverage

Long Term Disability Benefits (SPD)

Long Term Disability Claim Form

House Staff LTD Summary

House Staff LTD Summary