Health Insurance Requirements
Insurance for a Healthy Campus
As explained in the Creighton University Student Handbook, the University requires that all full-time students (12 credits/semester for undergraduates, 8 for graduate students) are covered by a comprehensive health insurance plan for the entire academic year. DNP students are required to be covered by comprehensive health insurance regardless of credit hours, while enrolled into the program.
Take a look at the plan summary to learn about eligibility, how to enroll, benefits, cost and dates. Enrollment may be waived if a student has existing health insurance coverage.
Waiving University-Sponsored Coverage
You may be eligible to waive the University-sponsored health insurance plan if you already have a comprehensive insurance plan that:
- Is currently active and maintained for the entire academic year, including the summer.
- Provides national coverage for both inpatient and outpatient medical care.
- Provides national coverage for both inpatient and outpatient mental health care.
- Includes an unlimited lifetime maximum benefit.
Academic Health Plan (AHP) is Creighton's third party that manages the health insurance waiver system. If you have trouble with the waiver, please reach out to AHP Waiver Support.
Timeline for Health Insurance from registration to waiver completion:
- Registered for Classes
After you register, the University-sponsored health insurance charge will appear on your tuition account. - Complete the Online Waiver
The charge has posted to your account; an email will be sent to your Creighton email from AHP instructing you to take action on the health insurance waiver. This email will come from noreply@ahpcare.com. You will create a login with your school email (NETID@creighton.edu) and create your own password. You may complete the online waiver process if you have comprehensive health insurance coverage that meets university requirements by following the prompts "I want to waive." - Resolve Any Issues
If you experience difficulties submitting the waiver form, try using a different web browser or contact https://help.ahpcare.com/hc/en-us - Waiver Deadline
The annual Fall online waiver process closes on September 15, 2025.
The Spring online waiver process incoming Spring 2026 students closes on January 23, 2026.
(The site will reopen in mid-December for new spring-semester students.) - Automatic Enrollment
If your waiver is not approved by the deadline, you will be automatically enrolled in the University-sponsored health insurance plan for the full academic year. If your waiver is pending because additional information is needed from you, the deadline will be extended; however, if the extension expires without the required information, you will still be automatically enrolled.
Please note that the insurance premium will remain on your student account unless the waiver is approved before the deadline.
Note: Coverage limited to emergencies and urgent care only does not meet waiver requirements.
Exception: Nebraska Medicaid
I would like to enroll in Creighton's Health Insurance Plan:
The insurance charge has posted to your account. You will receive an email from AHP (noreply@ahpcare.com.) This message will include instructions for taking action on the health insurance. Please create a login using your school email (NETID@creighton.edu) and set your own password. Then follow the prompts and select “I want to enroll.”
Frequently Asked Questions
Yes, you can enroll outside of the enrollment period. However, you need to meet the requirements of a Qualifying Event.
To complete the form, Log into your AHP account at https://students.care26.com/login, Open the menu in the top left corner and select “Qualifying Event.” Enter the required information and submit the application to be enrolled into the student health insurance plan.
Insurance coverage for dependents is not available through the student health insurance plan. Students who are enrolled in the university are eligible for insurance.
If you are unsure whether your plan meets the university’s requirements, you may still submit a waiver. AHP will submit your insurance information to the clearinghouse on your behalf and verify your coverage. You will receive an approval or denial notification from AHP via email.
Insurance cards are not mailed. Once you have enrolled into the student health insurance plan, you will receive an email from the insurance company within 7-10 business days with instructions on how to download your insurance card.
Yes, Dental and Vision are optional insurance plans you can purchase. They are not requirements of the university and are billed directly to you.
Once you submit your waiver, it may not be approved immediately. AHP may request additional information, or your waiver may be denied. If this happens, please follow the instructions provided in the email you receive from AHP. If you believe the denial was made in error, you can contact AHP support using the link: https://help.ahpcare.com/hc/en-us
Contact Information
Student Health Education and Compliance Office
P: 402.280.2735
F: 402.280.1859
Care Coordination Questions
studenthealth@creighton.edu
Insurance Questions
studentinsurance@creighton.edu
Immunization Questions
immunizations@creighton.edu
