Health Insurance Requirements
Insurance for a Healthy Campus
As explained in the Creighton University Student Handbook, the University requires that all full-time students (12 credits/semester for undergraduates, 8 for graduate students) are covered by a comprehensive health insurance plan for the entire academic year. New and returning students are auto-enrolled in the University-sponsored Student Health Insurance Plan, and the premium for annual coverage is split evenly between the fall and spring semesters. Take a look at the plan summary to learn about eligibility, how to enroll, benefits, cost and dates. Enrollment may be waived if a student has existing health insurance coverage.
Waiving University-Sponsored Coverage
You may be able to waive the University-sponsored health insurance plan coverage if you already have a comprehensive insurance plan, with coverage that’s currently active and maintained for the entire school year (including the summer). Additional requirements include:
- National coverage for inpatient and outpatient medical care*
- National coverage for inpatient and outpatient mental health care
- An unlimited lifetime maximum
After you register for classes and the university-sponsored insurance charge is posted to your tuition account, you may complete the online waiver process. If your request is not approved by the deadline for the current semester, you will be enrolled in the university-sponsored plan. If you have issues completing the waiver form, you may try completing it in a different web browser or request assistance.
The annual online waiver process closes on September 5, 2025, (the site will reopen in December for new spring-semester students). If no waiver is approved at the beginning of the fall semester, the student will be enrolled for annual coverage. The premium for the University-sponsored Student Health Insurance Plan will remain on the student’s account unless the waiver process is completed before the deadline.
*Coverage for only emergency and urgent care does not satisfy the requirement for a waiver. Nebraska Medicaid Exception.
Lapses in Students’ Own Coverage
When the Student Health Education and Compliance Office becomes aware of a lapse in a student’s own health insurance coverage, they will be automatically enrolled in the university-sponsored plan, and their tuition statement will reflect a charge for the entire premium. This includes students turning 26.
Frequently Asked Questions
All registered undergraduate students enrolled in 12 or more credit hours and graduate/professional students taking 8 or more credit hours are automatically enrolled for this insurance plan.
Any student who is in need of health insurance coverage may submit a request for coverage to studentinsurance@creighton.edu.
Yes. Your family may be eligible for COBRA coverage. COBRA coverage is expensive and you must enroll within 31 days to avoid a lapse in coverage. Another option is to enroll in our University-sponsored Creighton Student Health Insurance plan. Please contact studenthealth@creighton.edu with questions.
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If you continue to have issues, please try completing the form using a different browser.
If you continue to encounter difficulty, contact support@ahpcare.zendesk.com for assistance.
Beginning 8/1/2025, insurance coverage will not available for dependents.
Please contact studentinsurance@creighton.edu if you need assistance finding alternative insurance for your dependents.
Please email studentinsurance@creighton.edu approximately 30 days before your birthday for assistance.
Contact Information
Student Health Education and Compliance Office
P: 402.280.2735
F: 402.280.1859
Care Coordination Questions
studenthealth@creighton.edu
Insurance Questions
studentinsurance@creighton.edu
Immunization Questions
immunizations@creighton.edu
