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What is the Cliff Effect and how does it impact women and familes?

Julie Kalkowski of Creighton’s Financial Hope Collaborative has seen firsthand how damaging state policies can be for single mothers trying to get ahead. Kalkowski says the most damaging impact of the cliff effect is that it limits social mobility. “Single mothers are not able to be rewarded for hard work by accepting a promotion, because what they gain is less than what they’ll lose. Especially in this time of growing inequality in the United States, anything that limits social mobility is bad policy and needs to be addressed.” 

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